XRP’s Bullish Surge: Breaking Barriers Toward $3 Resistance
XRP is currently experiencing a significant rally, showcasing a classic breakout pattern after months of stagnation. The cryptocurrency has entered a bullish acceleration phase, driven by robust buying pressure and consistent momentum. Trading firmly above its 50-, 100-, and 200-day moving averages, XRP signals a clear trend reversal. The rally is further validated by expanding trading volumes, distinguishing it from temporary relief bounces. As of July 2025, the steady ascent suggests strong potential for XRP to challenge the $3 resistance level, marking a pivotal moment for investors and the broader crypto market.
XRP Rally Gains Momentum as $3 Resistance Nears
XRP is demonstrating a classic breakout pattern, transitioning from months of stagnation into a bullish acceleration phase. The cryptocurrency has surged with consistent momentum, reflecting robust buying pressure. Trading decisively above its 50-, 100-, and 200-day moving averages, XRP signals a clear trend reversal.
Volume expansion underscores the rally's legitimacy, distinguishing it from short-lived relief bounces. The steady ascent, punctuated by minor consolidations, avoids overbought conditions and sustains upward potential. While the Relative Strength Index approaches overbought levels, such metrics frequently remain elevated during strong bull runs without disrupting momentum.
The $3 resistance level looms as the next critical test—a historical inflection point marked by sharp rejections. Current price action, supported by healthy volume and structure, suggests a higher probability of breakout than pullback. A sustained MOVE beyond $3 could propel XRP into uncharted price territory.
Crypto Firms Embrace Banking as U.S. Regulatory Climate Warms
Cryptocurrency companies are aggressively pursuing traditional banking services in the U.S., capitalizing on a perceived regulatory thaw under the TRUMP administration. Ripple, Circle, and BitGo have filed for national trust bank charters, while Kraken prepares to launch debit and credit cards. This strategic pivot marks a departure from crypto's anti-establishment roots, as firms now seek regulatory approval to expand their market reach.
The Office of the Comptroller of the Currency's trust charter represents a golden ticket, granting crypto firms the ability to operate across state lines without redundant licensing. Anchorage Digital remains the sole crypto company to have secured this privilege thus far. "It's a complete reversal," observes Max Bonici of Davis Wright Tremaine, highlighting the industry's newfound embrace of oversight.
This banking push coincides with impending stablecoin legislation that WOULD mandate Treasury-backed reserves and OCC supervision. Circle views the charter as critical for bridging digital assets with mainstream finance, signaling what analysts describe as a natural evolution for the maturing sector.
XRP Nears $3 Amid Breakout Rally – Is a New All-Time High Within Reach?
XRP, Ripple's native token, has surged nearly 30% over the past week, buoyed by whale activity and growing ETF optimism. The cryptocurrency now trades at $2.93, marking a 10.9% gain in 24 hours. Whale wallets holding at least 1 million tokens have reached a record 2,743 addresses, controlling 47.32 billion XRP.
Network growth and retail interest are accelerating, according to Santiment. The rally coincides with Ripple's RLUSD stablecoin gaining traction among banks for cross-border settlements. AMINA Bank, licensed by Switzerland's FINMA, recently integrated RLUSD for custody and trading services.
Ripple’s XRP Is ‘Generational Wealth,’ Says Top SBI Executive
Tomoya Asakura, CEO of SBI Global Asset Management, has declared XRP as "the wealth transfer of our generation," citing its accelerating adoption by global banks and financial institutions. The cryptocurrency's market capitalization recently approached $170 billion, with prices nearing $3 amid a sustained rally that outpaces broader crypto market trends.
Ripple's strategic moves underscore its infrastructure expansion. The appointment of BNY Mellon as custodian for its RLUSD stablecoin signals a push toward building a new global payments framework—one that integrates both RLUSD and XRP. Concurrently, Ripple's application for a U.S. banking license could catalyze a surge in institutional demand, according to Asakura.
SBI, Ripple's largest external stakeholder with a 9% ownership share, continues to drive XRP-based remittances through its platforms SBI VC Trade and SBI Remit. The partnership highlights XRP's deepening role in cross-border settlements.
XRP Poised to Benefit as Fedwire Adopts ISO 20022 Upgrade
The U.S. Federal Reserve's upgrade of its Fedwire payment system to ISO 20022 standards has sparked speculation about Ripple's XRP token gaining traction. The transition, which went live today, marks the most significant payments overhaul in decades. Analysts argue XRP's early integration with ISO 20022—Ripple joined the standard body in May 2020—positions it as a natural beneficiary.
ISO 20022 promises enhanced data richness and interoperability across global financial networks. While the Fed's implementation doesn't explicitly mention crypto, Ripple's existing partnerships with payment infrastructure providers like Volante Technologies suggest potential synergies. "This is a massive upgrade for the entire payment industry," said Finzly CEO Booshan Rengachari, echoing sector-wide Optimism about the standard's adoption.
XRP Technical Signals Suggest Potential 300% Rally Amid Bullish Market Sentiment
XRP is exhibiting strong bullish signals, with analysts predicting a potential 300% rally that could cement its position as a top crypto performer by 2025. The cryptocurrency has already surged past the critical $2.80 resistance level, now trading at $2.94—a 5.68% gain in 24 hours.
Crypto analyst XRPunkie first identified the bull flag pattern on July 13, setting $2.80 as the key threshold. 'Clear that zone, and we should test $3,' they noted. The momentum has since validated this outlook, with long investors driving the price upward and liquidating $10.40M in shorts over the past day.
Speculation around XRP's price potential has escalated, with some analysts like Crypto Bitlord suggesting ambitious targets. 'XRP at $2,500 isn’t just a dream,' they claimed, referencing the token's 2017 rally of 35,376% in nine months. While such projections face skepticism, the current technical setup suggests a retest of $3.20 is imminent.
